Independent personal-loan educationUpdated for 2026 · United States

Planning tool

Loan payment calculator.

Explore how amount, illustrative APR, and repayment length can change a monthly payment.

Estimated monthly payment

$190.08
Estimated total$2280.94
Estimated interest$280.94

Estimate—not an offer

This calculator is for general illustration only. It does not use provider underwriting criteria and is not a quote, approval, or promise of terms. Actual APR, fees, payment schedule, and total cost are supplied by a provider before you agree.