Personal details
Be at least 18 years old, have a valid U.S. address, phone number, email, and government-issued identification.
Before you begin
Simple eligibility guidance.
Provider criteria vary, but these basics help you prepare a complete request.
Income information
Provide a regular income source, pay schedule, employer details when applicable, and accurate monthly net income.
Active bank account
Some providers require a checking or savings account in your name. Never provide online-banking passwords.
Accuracy matters
Use your legal name and current contact information. Small inconsistencies—such as an old address, mistyped routing number, or mismatched phone—can prevent a provider from validating your request.
Meeting these general guidelines does not guarantee an offer. Each provider applies its own eligibility, affordability, and verification standards.